Air travel is generally the biggest money outlay—and therefore the biggest deterrent to going anywhere. Consider some key ways around it. One is the extraordinarily low winter airfare to get to Europe that happens every year, usually between mid-October and March or April. Airlines offer transatlantic roundtrip fares of $400 or even less to London, Paris, Rome, etc.

Why would you want to go abroad in the winter? To see and do the same things as in peak seasons and without the crowds and high costs for museums, concerts, theater, language courses. Hotels and all-inclusive packages are generally cheaper at that time too. Book at least six months in advance and pay early to get low-priced promotional airfare, or, if your time is flexible, see what you can get at the last minute for a low price. Most major airlines have discontinued the senior discount fare, making the off-season rates especially attractive. Once in Europe, you’ll find more new airlines to provide cheap travel from nearly all the major hubs to wherever you want to go (see below).

Rail Passes

Once you’re there, even more opportunities to save are available for the over-60 crowd. Most senior rail passes are for single countries or contiguous countries such as Scandinavia or the Balkans.

Eurailpass, good for unlimited travel in about 17 European countries, offers no senior discounts, making individual country passes a better deal. Here are the best ones:

Eurostar, the Channel Tunnel train, and the Thalys train give seniors 25-30 percent off, but you may have to order them ahead.  In many major cities local transportation—subways, buses, and lake steamers—is grouped together in a one-purchase card.

For discounts in general, other than transportation, different countries offer different deals, and the practice is often unpredictable. Some bargains are available to anyone over 60; others are limited to citizens of the EU nations. In Greece, for instance, a few museums and archeological sites are discounted. In Austria discounts vary from one museum or site to another; there is no general rule. You often have to be a member of an association or hold a British pension book in England to get a discount. And so it goes—no hard and fast specifics. Before you go, see what discount cards are available for free or reduced rates to attractions in the areas you’ll visiting.

The point is that discounts are out there. They’re very often available for movies, theaters, museums, tours, local sightseeing, historic buildings, hotels, restaurants, and car rentals. The main rule to keep in mind is that if you think you may qualify for a discount on anything ask. They’re not apt to volunteer the offer—any more than they do in your home town. In the case of hotels and car rentals, ask when you make the reservation, not when you check out. And ask too for weekend or midweek packages at hotels or, better yet, look for lower-priced B and Bs where you’ll often feel like one of the family.

As for evening meals, which abroad are frequently served when American seniors are ready to turn in, look for early-bird menus, often served before 7 p.m.

Another tip: always keep some form of identification like a passport or a driver’s license with you that show your date of birth. You never know when and where a bargain is waiting for you. Finally, verify all published rates and schedules before you assume they’re valid.

People remain more vulnerable if they still operate on the premise of the days when they left the key under the mat or the house unlocked. Recently, I was visiting relatives in the US Midwest and was alarmed at their crime prevention attitudes. They routinely left their 3000 square foot home unlocked with patio doors open. Their opinion is that if someone wants to break in, they will. So why make it difficult; they will only damage locks and/or break windows. This is very foolish thinking. Criminals are basically lazy. If there are two houses side-by-side and one is locked and alarmed, even if they are high on drugs and looking for an adrenalin rush, they are more likely to choose the easy target!

Arm yourself with the latest information from the local police department, and try to think from inside a criminal’s mind-set – don’t make yourself a target. Start by removing all keys hidden outside your home. Let’s face it – there are only a few good hiding spots outside a house and if you think it is a good hiding spot, you are probably wrong. It is likely to be the same spot as most people use: under a mat, in a flower pot, in the mailbox, on the top of the door jamb, under a bush—how predictable is that? Install secure dead-bolts, and proper locks on windows. Place screws in the top window tracks on sliding windows, so windows cannot be easily lifted up-and-out from outside.

Get a monitored alarm system. It is affordable and can minimize damage if thieves do enter. Most people who have never experienced a burglary fail to fathom the damage and vandalism that occurs in the process. Install light timers and use them. Ensure that mail, junk mail and newspapers do not accumulate, leaving tell-tale signs of your absence. Arrange to have the lawn mowed and watered and make arrangements to secure the safety and care of your pets.

Next, build a “what-if” plan. Leave your travel itinerary with a trusted neighbor or friend. There are many reasons for staying in touch. Not only does it protect your home. It enables family/friends to reach you in case of a family emergency. It also secures your safety. Recently a retired couple was buried alive in a mud slide in BC and it was nearly a week before they were even announced missing. They were in the habit of not staying in touch, so the family simply didn’t think anything was wrong – until it was too late.

Given the circumstances of the slide it is unlikely that earlier notice would have saved their lives, however it would be a relief to a family to never have to question that. Set up a travel about to keep your family and friends involved with your trip. It will create a great diary and memory of your trip and gives a meaningful way to maintain contact.

Keep personal records, both with you and at home of your credit cards and travelers’ cheque numbers. Keep a back-up credit card and/or travelers cheques secure but separate. Keeping everything together could leave you stranded. Notify your credit company that you will be making more expenditure and that billings will come from your travel destination.

One week into my daughter’s trip around the world her bank phoned me and asked for her. When I said she was unavailable, they asked when they would be able to reach her. I stated she was on a lengthy trip and would not be accessible for some time. They asked me where she went and when I expected to have contact with her.

It was at that point that I became aware that the call had been triggered by the flurry of charges coming from Tokyo, Hong Kong, and China. If she had not been living with me, or had my response to the bank been different, they would have frozen her cards assuming she was being victimized by fraud.

Most travel by air has been affected by the World Trade Center attacks, and security criteria is constantly changing and becoming stricter.

Many of the things you could carry even a year ago are now prohibited. Simple things we could carry such as a bottle of water, now can only be carried on if it has been purchased beyond the check-in gates. Keep your luggage in sight at all times. You become liable if someone plants anything in your luggage. Remove all previous destination tags to prevent your luggage from going on its own vacation – alone. Place tags that list your name, address and telephone at the next destination point – making it easier for the airline to reunite you with your luggage if it becomes lost. It is wise for these tags to be somewhat private, so they cannot be easily read by the wrong people. Keep a list of the contents of your luggage and carry-on items so you will be able to tell the airline what you are missing if it goes astray and is never found.

Use a unique method of tagging your luggage for quick, easy identification when it comes off a carrousel. The more times your luggage goes around the circle without you grabbing it, the more likely it is to be lifted willfully or accidentally by someone else.

When there are 500 black suitcases going around and around, unless yours has some quick identifying feature it becomes unrecognizable. Beautiful expensive luggage is often targeted more than ‘tacky tourist’ suitcases with large pink daisy designs. The assumption on the part of the thief is “if that is how bad their taste is in luggage, what is inside is probably equally as unappealing”. Exercise your sense of humor – they will never know.

At your destination, do not leave cash or valuables in your hotel room. In fact, it is a good idea to leave all expensive jewelry home. Wearing expensive jewelry is like hanging out a sign – “I have expensive taste and my luggage may be worth going after”.

Lock your suitcases when leaving them in your room. It makes them more secure from unscrupulous housekeeping staff and also prevents the possibility of the suitcase being used to carry things out of the room.

Never open your door to an unexpected person or stranger. Look through the door viewer and use the security measures provided by the hotel for your protection while in your room. It is also possible to purchase an inexpensive motion sensitive alarm to hang on the inside of your room door. If an intruder enters, it will alert you. It is a terrible experience to wake up to a stranger in the room with you. We were once victims of a home invasion, and although we were unaware of the burglar’s arrival and departure – it took a very long time before we could sleep without feeling we were being watched. Protect your calling card numbers or pin numbers from people who may easily watch you, or snap your picture with a camera phone.

Missing home and the various other things that were important to you before you left is normal and is part of the transition into a new country and new culture. It can be especially hard if the culture of the country you have moved to is really different to what you were used to.

In the first few months or even the first year, you may feel as if you have lost your identity. Having this state of mind can amplify the feelings of missing home. Back home, people knew you and knew your personality. It may feel like you have to rebuild your identity. In some respects you have to, but it is important to remember why you moved to a new country in the first place. Maybe you wanted a fresh start in life. Grasp the opportunity this fresh start has given you. You could even give your personality a makeover and be someone new.

Dealing with missing home, friends and family can be made that much easier, but it takes effort. One of the important aspects you can do is to plan. Plan to make calls to friends and loved ones. Plan not to be alone. Don’t let yourself be alone too much as this is not good for your morale. Invite the new friends you make to spend time with you. Arrange for your family and friends back home to come and visit as much as possible. By being proactive and planning, you will have something to look forward to and this helps with the thoughts of missing home.

In this modern age of communications, there are many ways to keep in touch. Telephone, email, Internet chat and even via web cam video. Grasp the technology and get it working in your favor. You may feel that you are missing out on things at home, but imagine what a video of your nieces birthday party would do for you. Sure it would probably make you miss home, but you would still feel very much a part of what is happening back home and have not been forgotten.

Learn to fit in with the new culture you have found yourself in. Forget that back home you would celebrate Christmas like this, or would eat this on a Sunday. You are not at home so learn to live like the locals. Once you accept that the world around you is different, maybe then you will learn to live with it and feel part of something again. Perhaps that is when you can start to deal with missing home.

Missing home is difficult to overcome, but with effort, friends, a social life and enthusiasm to fit into this new life, it can be easier to deal with.

1. Indus with Satlej (Satluj), the flow through Pakistan, from north to south and drain into the Arabian Sea.

2. Ganges with the Yamuna, Brahmaputra and Ghaghara flowing in Banghladesh in the Gulf of Bengal.

Indus, Satlej, Ghaghara and Brahmaputra (Tsangpo) originate in the territory of Kailash in the southern Trans-Himalaya (Gangdise Mountains. the one in Buddhism so is as the “navel of the world” look, Ganges and Ghaghara rise in the Garhwal Mountains, and the southwest of the high Himalayas In front. In addition, drain or the eastern portions (the Brahmaputra breaks through the Himalayan chain) in the Irrawaddy of Myanmar, and the Salween (Nagchu Lukiang), which rises in Tibet itself. Our vision about himalaya

The Himalayan glaciers are numerous and are among the largest in the world. Among them, the Siachen glacier is noted as the largest outside the polar regions. Other well-known glaciers are Gangotri and Yamunotri (Uttarakhand), Nubra, Biafo and Baltoro (Karakoram region), Zemu (Sikkim) and Khumbu (in the area of Mount Everest).

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Built 400 years ago in concentric horseshoes, they are the rib cage of the city. Coasting their waters on a canal boat opens windows onto a history of vast wealth and global power. The cobbled streets alongside the canals are scenic urban pathways for walking or biking. And they are anchors for funky shops, and cafes.

The inner city of the Dutch capital is a compact warren of heritage buildings, of museums both grand and odd, of hidden gardens and outdoor markets – all within easy reach by any mode of transport except the unwelcome car.

No longer is the bargain city of Europe, Amsterdam still a town of wonders that can be had for a discount, and sometimes for free.

WALKING AND BIKING

Seeing 17th century Amsterdam, with its proud past and sometimes quirky culture on display, from a bike or on foot is a happy cost-free experience. Among its 2,000 or so bridges, the Bridge of 15 Bridges at the intersection of two canals is among the most spectacular, with a view of a series of stone spans whose arches are gracefully lit at night.

The city also has hidden gems that require guidance or tips to find: Some gardens, tucked away in courtyards or behind stately apartments, are open to the public any time, while others open on a special day of the year. The Rijksmuseum, with its Rembrandts and Vermeers, costs 11 euro ($A18.86) entry, but its garden is open year-round for free.

The Begijnhof is a grassy courtyard surrounded by 14th century cottages – an oasis of quiet at one of the busiest sections of town where a small chapel often stages musical recitals. Near the Begijnhof is a covered passageway known as the Civics Guard Gallery, with 15 huge group portraits – from the same time as Rembrandt’s Night Watch – of leading citizens from the Dutch Golden Age.

Outside the well-trod shopping lanes are the lesser known sections, like the Nine Lanes, lined with tiny specialty establishments like the handmade soap shop, the spectacles museum and a store dedicated to toothbrushes. The Jordaan, once the working class district, has been revived with boutiques, tapas bars, ethnic restaurants and Amsterdam Hotels. Advertorial info: sharing files over the internet

The city’s 26 open-air markets offer knick-knacks, antiques, farmers’ produce, artworks, clothing and just about anything else you can think of. The largest and most popular with Dutch food shoppers is the Albert Cuyp Market, where everything is fresh and cheap.

Traveling by bicycle makes you feel like a true local. About 40 per cent of Amsterdam traffic is on two wheels. Most streets have special lanes and traffic lights – and woe be to the unwary pedestrian who walks in the bike path. Although the bicycle is king in Amsterdam, beware of the many trams and getting your wheel caught in their rails.

Tourists can rent a bike for about 10 euro ($A17.15) a day, with special weekly rates. Also available are tandems for two, cargo bikes for hauling groceries or toddlers, and bikes with child seats.

Biking opens up the prospect of escaping the urban setting for countryside of pastureland, windmills and more canals. On the southern side of the city is the 2500-acre Amsterdam forest, the city’s largest park with more than 50 km of bike paths.

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